In our busy consumer and capitalist modern day lives, it’s easy to be coaxed into believing bigger is better.
Business leaders set Big Hairy Audacious Goals (BHAG's) for their organisations. Motivational speakers preach “Aim for the stars, because if you miss at least you’ll land on the moon”, whilst talented athletes train for years with their hopes set on Olympic Gold.
We're constantly striving for more; more money, more experiences, more accolades and attention. Whilst forgetting or unaware of how much is really enough.
Often we buy into the misbelief that we’re less than others based on others having more. Which by the way is a fondational globally successful strategy used by advertisers to push their products.
A“caveat emptor” about goals.
I drank all the goal setting cool-aid I could drink throughout my narcissistic youth and adult years.However soon after experiencing my "goal high", I was soon on the chase for another "goal high" to replace the last, and with each new goal, came more risk…
With the clarity of hindsight I now appreciate this was wrong as it developed into an inner personal abusive relationship, i.e. I never felt good enough, overly critical of myself, gave ultimatums and isolated myself. At the same time my income was sky rocketing and outwardly I was a “success” however I was stuck on this goal/image treadmill that never let up!
I will save you from the pity party that unfolded, however the experience took me through "the most" personally challenging, grounding and awakening chapters of my life. Then slowly I began to embrace life again, free from burdens, and on a journey of experiencing life to its fullest and at the same time ever renewing inner peace.
Better than aiming for the stars, I started to mine diamonds and gold in my back yard and I discovered some real beauties!
One such diamond came in the form of a business in Cairns. Another in the form of a property purchase at 40% of the original price and most recently and precious discovery of “Enough”, or as I like to call it my "Golden Panda"
How much is enough is as different as we are unique, however knowing what it looks like and finding it is transformational.
For me discovering my “enough” has filled the inner void of not feeling good enough which I now appreciate I was over compensating and masking with BHAG and “look at me” successes.
Discovering my “enough” has freed me from crippling debt, useless must haves and superficial relationships. Most importantly it has allowed me to experience not only financial freedom but psychological freedom as well.
And here’s the kicker about “enough”, it nurtures oneself to become more genuine and authentic, which is actually an attractive and rare quality in our fast paced modern world. It has created an environment that Simply being ME, is my point of difference.
Moving forward I am motivated to uniquely add more value to others, not because I need them to buy (because I already have enough) but because it’s the right thing to do.
If you are stuck in a funk or you’re lost in a cloud of complexity feel free to contact me. Most often in life we just need someone to talk things through and to lighten our load a little. The following article may also be of help.
About Peter Horsfield
Peter Horsfield in an Authorised Representative and Investsure Holdings Pty Ltd ABN 16 050 286 630 as trustee for Horsfield Family Trust ABN 55 609 068 513 is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL and Australian Credit Licence No. 236523
Recently I had a very enlightening conversation with a chef, and discovered why their cakes always win the awards?
Applied the same way I discovered a foolproof process for having your cake (achieving our own financial goals in life) and eating it too.
Conversation with an Award Winning Chef.
Award Winning Chef: What is the first thing you need to do when you make a cake?
Me: Get the ingredients?
Award Winning Chef: No!
Me: Get the recipe?
Award Winning Chef: No!
Me: Um.... I don’t know, I give up. What do I need to do?
Award Winning Chef: Decide what type of cake you want to bake, and why?
Me: Doh! (Of course). Was that a trick question?
Award Winning Chef: Before you start anything else you need to “know what you want to make and why”.
Knowing what you want and why, befits your inspiration, edification and examination of all that you’re attempting to create. So before you begin baking a cake or anything you want to create in life, your very first essential ingredient is to know what you want to create & why.
Me: That’s a great lesson for us all.
Award Winning Chef: Ok what do you need to do next?
Me: Find the best recipe?
Award Winning Chef: Correct. Then?
Me: Shop to get your ingredients?
Award Winning Chef: Close. You need to find the best ingredients for your unique environment. See here? I use this special flour and local eggs because the humidity is higher here in Cairns than other cities. If we don’t use this local flour and eggs our cakes are likely to be less light and fluffy.
See it’s the collaboration of both science and art that guarantees an award winning cake.
Me: Really? I never knew that. I thought all flour was flour and eggs were simply eggs. Good to know chef! What’s next?
Award Winning Chef: You need to add your ingredients in the right order. If you add them in the wrong order your cake batter will become lumpy, or worse the batter separate when baking.You also need to have the right skills and tools.
Try beating two dozen eggs with a teaspoon. You’ll spend all day beating, early onset RSI and still have a substandard cake batter.
The same rule applies with your trays, oven, cooling grill and oven mitts etc.Ok what next?
Me: Heat the oven and put in your cake batter?
Award Winning Chef: Good but there’s more. Oven's often heat unevenly, therefore you need to know where the best place in your oven to bake. Also knowing if your oven fan forced, or conventional makes a big difference to your cakes success. What’s next?
Me: Check it doesn’t burn? The chef rolls eyes!
Award Winning Chef: The mistake most people make is they keep checking how their cake is going. They open the oven, give it a poke, fiddle with the temperature and often take the cake out earlier than recommended. The result. An average cake!
For the best results follow the recommended instructions. If the method says 40 minutes at 350F/177c.Then follow the instructions.
A light, fluffy, amazingly delicious cake will be the reward for your patience.
Applying the chef’s lessons to our own financial goals in the following order for an award winning performance.
Let Them Eat Cake!
For those who love good food, or even a embarking on a food safari, head to Melbourne Australia this New Year and join in the celebrations of all things food, music and art at the Let Them Eat Cake Festival
Otherwise if you are stuck in a funk or you’re lost in a cloud of complexity feel free to contact me. Most often in life we just need someone to talk things through and to lighten our load a little. The following article may also be of help.
Financial Independence Made Simple
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7 Way to Be Instantly Free & Start Living Your Ideal Life Now!
About Peter Horsfield
Peter Horsfield in an Authorised Representative and Investsure Holdings Pty Ltd ABN 16 050 286 630 as trustee for Horsfield Family Trust ABN 55 609 068 513 is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL and Australian Credit Licence No. 236523.
“The middle is messy but that’s where the magic happens” Brene Brown
I love ice cream any time of the day and I especially love an ice-cream on a hot summer day.
Today is one of those days, 31c with 95% humidity, so it feels very hot.
As I sit back and enjoying this simple pleasure of eating an ice-cream my mind wanders back to happy childhood memories and dreaming about what I wanted to be when I grew up. I remember liking trucks; wanting to be rich and become someone important.
Like most people I had no idea what this meant or what I really wanted to do.
After finishing school I held down several casual jobs, travelled and did what I did to make ends meet. Ultimately I found myself in a job that got me onto a career path and I continued that path trying to rise through the ranks.
This was until I found my sweet spot.
The sweet spot being the merging of my passion, talent and money. All three being essential ingredients in tasting and experiencing success.
Why is finding your sweet spot so important?
Because success in whatever we put our time, money and energy into takes more than just that, it take passion as well.
Our passion is definitely our “secret reserve tank”. It gets us through the impossible, however passion alone is only a “hobby”. Furthermore if we have money and no talent we fail and if we have talent and money but no passion, we lose interest to soon.
So how do we find our sweet spot and how do we know what it is when we’ve found it?
We each have something we are most passionate about and I believe it doesn’t just show up. Rather it’s something that is innate within us and something we’ve always known we’ve had. I’ve also heard our passion described as our core values and principles. Something which remains in our mind even in our natural state of rest.
A simple and effective tool to help discover your passion is asking yourself “What’s important to you and why?" Following you answer by asking that same question based on your last answer. For more see Maslow’s Hierarchy of Needs
Building on your passion; are you passionate about your talent?
I passionately wanted to be financially independent. I also had a knack for saving money and learning how to grow it.Witnessing my results fuelled my passion and the results were my evidence of my talent. Furthermore I was able to transfer my passion and talent into a career change; from working behind the bar, to working behind a teller at a bank From Little Things Big Things Grow.
Finding what you are good at and what you are passionate about as useful as a two legged chair, we need one more leg to assure our success is well footed.
No Money, No Honey! What?
In my spare time I write this blog, I also research and write about Extraordinary People however even though I have a passion and a talent for this I classify them as my hobby. Why? Because they make minimal/no money.
People do pay me to help better clarify their goals, what’s important to them, help them to implement what’s best for them and help them stay on track; making their goals a reality.
The money they pay me allows me to run a sustainable business model, while continuing to improve, add value, assist, and implement their needs in value adding ways.
Discovering our sweet spot requires us to step out of our comfort zone. Most of the time All of the time this is scary, however successful people know that this is where growth and rewards come from. The flipside risk is complacency, ultimately which erodes our passion.
One final insight when your found your sweet spot; remember that just like an ice-cream success tastes sweeter when shared with good friends.
Money Free Weekend Challenge
If Not Now? Then When?
How Much Is Your Job Costing You?
Free At Last
“We all make choices, but in the end our choices make us”.
Or put another way; our success is dependent on our decision to choose the activities that will propel us towards our goals compared to those that will hinder us.
When I first began savings I set myself a challenge to have a money free weekend once a month. In fact I found the challenge so addictive and fun I'm still doing it twenty two years later.
Remember the media, marketers and advertises all want one thing. Our money! They do this by selling the perception that you buying what they’re selling will equal’s happiness for you.
The following is a list of activities that require no money to participate in; however they all provide the foundation to experience a higher quality of life; for you and those important to you.
You’re guaranteed to find the experience inspirational and your expense account appreciate it.
$10,000 Money Saving Ideas
$10,000+ Money Making Ideas
21 Free Positive Experiences & Activities Challenge
Are you in the way of your own success?
Financial independence made simple
From little tings big things grow
The story of 4 horses
Live your ideal life without financial concern
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