A conversation between Money and Me
Me: I'm going to live my ideal life without financial concerns.
Money: Good luck with that.
Me: Mark my words, I will.
Money: You're dream'n, but go ahead and humor me with your how?
Me: Three ways.
Firstly by ensuring my ideal life is built on my choices being aligned to my values. And this to be occurring in all areas of my life financially, relationships, career, spiritually and health.
Secondly by ensuring I best manage what I can control.
Thirdly by protecting my capital against emotional choices I may make due to negative events occuring outside of my control. Mindful that these events also present opportunities in such financial storms.
Money: I will fight you every step of the way and in every area of you life!
Me: I too will fight for what I value and what’s important to me. Beyond this money is a distraction to me from living my life in the moment.
Money: Game On!
Me: Game On!
Later in life…
They say “Rome wasn’t built in a day” and this saying is just as true for me and the building of my ideal life.
To date it has taken me twenty years of ongoing planning, education, perseverance, setbacks, extra funding, rebuilds, risks and much more, however by all accounts it’s done.
The match winner.
"Insanity: is doing the same thing over and over again and expecting different results". Albert Einstein.
So too my path of living an ideal life with no financial concerns has required me to do things very differently than I had done before i.e. expanding my financial planning business to include Cairns (Far North Queensland) and relocating up here on a semi-permanent basis.
Not only has this change allowed me to better prioritize. Today I am better placed to participate in more of the things truly important to me, whilst also being no place else whist doing them i.e. without distractions.
This clarity has also enriched the experience for myself and those who I am with. As I more fully appreciate that money is only significant to the extent that it allows you to enjoy what is important to you. And not worrying about your finances is critical to having a life that excites you, nurtures those we love and fulfills our highest aspirations.
This was a big “Ah Ha!” moment for me. Especially as a financial adviser when you're are told (and buy into the belief) that a financial advisers value is solely based on the amount of money you make for clients, more than helping them to become happier people.
This combination of my “Ah Ha” moment, along with the accumulated knowledge and experiences I'd leant on my own ideal life financial journey continues to shape me as the advisor I am today.
In fact they have become the bedrock of my passion and purpose. This is to support, help and hold accountable all who are willing to do the work required to live their ideal life, without financial concern.
They say success is 1% inspiration and 99% perspiration. Living your ideal life without financial concern requires even more than this. It requires you to enjoy your success too.
Here are some tips I apply to my own life:
- Discover what’s important about money to you.
- Discover how much you need to fund your ideal life, without financial concern.
- Do the work. Consistence beats perfection.
- Quality experiences require more time than money.
- Become an expert in your passion.
- Enjoy the plateau i.e. be patient; short cuts more often set you back than shorten the journey.
- Substance beats flash.
- You are not your current bank balance.
About Peter Horsfield
Peter Horsfield in an Authorised Representative and Investsure Holdings Pty Ltd ABN 16 050 286 630 as trustee for Horsfield Family Trust ABN 55 609 068 513 is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL and Australian Credit Licence No. 236523.